Car Insurance
Erie Insurance Group is one of the largest insurance companies of the USA that offers insurance policies in many streams. Now Erie Car Insurance mainly serves all the states of the northeastern USA, though it is also available in many other US states too.
out of 599 user reviews

Insurance Coverage

As this car insurance company is not operational all over the USA, the customers should first check its availability in his state and then apply for any suitable auto insurance policy of Erie Car Insurance Company.

  • This company offers Property Damage Liability coverage of minimum $5000, for compensating the damages caused to the insured car, due to any accident on the road.
  • The customers are provided minimum $15,000 for each injured person or $30,000 for each accident caused by the insured car, as per the Bodily Injury Liability coverage of Erie Insurance.
  • According to Uninsured or Underinsured Motorist coverage, the insured person is offered with minimum amount of $15,000 per injured co-passenger or $30,000 per accident, if the accident is caused by any uninsured driver or he does not have sufficient insurance coverage, from whom any compensation cannot be recovered by the victims.
  • The First Party Benefits Medical Payments coverage of minimum $5000 is given to the customers, for meeting the expenses of all their medical treatments when they are injured in any road accident, while travelling in the cars insured from Erie Insurance.


Coverage Options

  • First Party Benefits Medical Payments coverage is same as Personal Injury Protection that is provided by many car insurance companies. It does not judge whether the accident is caused due to the fault of the insured person or the other party, but the sole intention of this coverage is to treat the injuries of the insured person and his family members or other passengers travelling by his car.
  • Comprehensive Physical Damage coverage is meant for compensating the repairing costs of the severe damages caused to the insured car that are created due to any road accident, fire, snowstorm or hails, fire, theft or any act of vandalism.
  • The customers are provided Personal Item coverage to protect their financial losses, by compensating the destructions of their personal belongings; like the luggage or any other important items of the passengers of the insured car. But maximum amount of only $350 can be provided under this coverage option.
  • Property Damage Liability coverage is mainly designed to compensate the damages of another car or properties of other people that are hit by the insured car, mainly when the insured car’s driver is responsible for this accident.
  • Similarly, Bodily Injury Liability covers the payment needed to be paid for compensating the physical injuries of the accident victims of another car or pedestrians, when the insured car’s driver is totally at fault.
  • The Locksmith Services coverage is quite useful for many customers, mainly those who often forgetfully leave the keys of the car inside and the doors of the car get locked. But maximum $75 is paid under this coverage, as the fees of the hired locksmith.


The auto insurance policies of Erie Insurance are highly affordable for the customers, due to the low amounts of the insurance premiums, in spite of the addition of several coverage options. Hence, the credit rating agencies have rated its affordability to be 4 out of 5, as it is more affordable than many other competitor companies in the US market. The Erie car insurance quote can be made cheaper, by availing the suitable discounts offered by this company. High discounts are given on the cars having anti-theft devices and other internal safety measures that are needed to protect the car and its belongings against any theft or some other disasters. This company also offers discounts for the drivers holding past records of absolutely safe driving and the well trained young drivers. The cars with records of low annual mileage are also provided a certain amount of discount.

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

The customers are highly satisfied with the various services offered by this company. According to the Erie car insurance reviews, this company is rated with 4.1 out of 5 stars due to its incredibly fast and smooth claims processes, prompt customer services, easy application setups and highly affordable premiums that is much credited to the satisfactory amounts of discounts offered by this company.

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

This financial company has an asset amount of $1.4 billion, for which it is rated as a highly stable insurance company of the USA. This financial soundness of the company is reflected in its hassle-less claim processes, for which the customers are more inclined to buy their car insurances from it.

Contact Info

General Phone Number: 
(800) 458-0811
Customer Service Phone: 
(800) 458-0811

Erie Insurance Group
100 Erie Insurance Place
Erie, PA 16530-1104