Car Insurance
Esurance Car Insurance Company is known to be a well reputed general insurance company of the USA that has gained immense fame in providing best auto insurance policies.
out of 599 user reviews

Insurance Coverage

Car insurance provided by Esurance Insurance Company covers all losses faced in any accident that may have caused due to the negligence of the driver or the unintentional collision by any other vehicle on road.

  • If the driver or other passengers of the damaged car are physically injured, their medical expenses are also covered by the auto insurance tailored by Esurance. This company offers Bodily Injury Liability minimum $15,000 per person injured in the accident or $30,000 per accident.
  • Hence, the damages of the car and its parts are well covered by the Esurance car insurance policies, the cost of which depends on the price of the car and its present condition. Property Damage Liability offered by this company is minimum $ 5000 per accident, for repairing the damages of the car.
  • The uninsured motorist coverage is $ 3,500 per accident for the property damage and $ 15,000 is given for treatment of each injured person or $ 30,000 is offered per accident done by the insured car.

Coverage Options

  • This company offers Comprehensive and Collision coverage, where all types of damages of the car in natural calamities or man-made vandalism are insured. Every part of the vehicle and its accessories are well insured against all wreckages, thefts and even damages caused due to road accidents.
  • The customers may also opt to buy Emergency Roadside Service, by which they can avail emergency maintenance repairing services while driving on the roads; like filling up of gases, changing punctuated tires or sudden defects of the car battery.
  • Bodily injury liability is another vital protection offered by this company, where the treatment costs of the people injured in the accident caused by the insured car are provided by the insurance company.
  • Uninsured or underinsured motorist coverage is useful only if the car owner is not supposed to drive the car himself and he is going to hire a driver, who may be uninsured or underinsured. So this coverage proves to be useful when the uninsured driver faces with any severe accident on road.
  • The expensive auto parts, like car stereo, navigation equipments, air conditioning system are insured against thefts and possible damages, by Customized parts and Equipment Coverage provided by Esurance.



As car insurance is very expensive for the common people, they need to avail some discounts offered by Esurance Insurance Company. This company offers handsome discounts on any Esurance car insurance, if the policy holder is a meritorious student who has won scholarship or a young well-trained driver who has absolutely clean record of safe driving. Moreover, the car that has latest anti-theft device or locks that cannot be broken easily is granted discounts on the auto insurance provided by this company, as this type of cars are less likely to make claim for thefts. The brand new cars are also given discounts, on the pretext that these automobiles have lesser chance of accidents due to defective auto parts. So these discounts should be calculated while providing Esurance car insurance quotes to the new customers.

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

The customers of Esurance are highly satisfied with the various services provided by this company. According to the recent Esurance car insurance review, the ease of applying through the website of this company has fully satisfied most of the customers. The after-sales customer service and the affordable costs of the auto insurance have also gained high customer satisfaction. The discounts offered by this company and the claims processes of this auto insurance company have also got more than average customer satisfaction.

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

This reputed auto insurance company is a subsidiary of Allstate Corporation, the 2nd largest insurer of the USA. So Esurance is perfectly stable financially in the market, so the policy holders of this company rest assured of getting their claims settled, whenever required. The total amount of assets of this company in the market is almost same as the other topmost insurance companies of this country. Thus, it is rated among the topmost insurers of the USA, as per the credit rating agencies of the USA.

Contact Info

General Phone Number: 
Customer Service Phone: 

650 Davis Street
San Francisco, CA 94111