21st century

Car Insurance
21st Century car insurance company is now owned by Farmers Insurance Group, a large insurance company of the USA that mainly deals with auto insurance.
out of 599 user reviews

Insurance Coverage

This popular car insurance company operates in a very few US states, in spite of its great demand in the US insurance market. So it is better to check its availability in the chosen state of the customer.

  • Like most of the other insurers, this auto insurance company too offers the Bodily Injury Liability coverage amount of minimum $15,000 per person who is injured due to the insured car related accident, or $30,000 per accident caused by this car’s driver.
  • This company offers Property Damage Liability of an amount of minimum $5000, if the insured car is responsible for any road accident.
  • Uninsured Motorist Bodily Injury liability is given at a minimum amount of $15000 per injured person or $30,000 for each accident that is faced by the insured car, but due to the negligence of an uninsured driver.
  • Likewise, the Uninsured Motorist Property Damage is fixed at a minimum amount of $3500 for the repairing expenses of the damaged car, in case the accident is occurred due to an uninsured or underinsured driver.

Coverage Options

  • Collision coverage is offered to repair the damages caused, in case the insured car accidentally collides with another vehicle on the road or clashes to any fixed pole or guard rails of the bridges.
  • Towing coverage is a useful special feature of 21st Century car insurance, where the broken down insured vehicle is immediately arranged to be towed to the nearest service station and the insurer pays for the labor charge that is required to pay in this matter.
  • Comprehensive Physical coverage is meant for paying all the expenses faced due to the repairing of the damages, which are caused by the road accidents, fire, vandalism or any natural disaster. The losses of the car parts due to theft are also compensated by this coverage.
  • In a few states, this car insurance company offers Gap coverage, according to which the difference between the amounts of any outstanding debt on the insured car and its actual purchase price is paid by the insurer, to reduce the burden of the insured person.
  • Medical Payments coverage is provided for paying all the medical expenses of the injured passengers of the insured car, irrespective of whoever is responsible for that accident.
  • Bodily Injury Liability and Property Damage Liability coverage options are solely aimed at compensating the financial losses faced by the accident victims of the other car, mainly when the insured car’s driver is at fault for that accident.



The car insurance policies of this company are available in so cheap prices that the credit rating agencies have awarded 5 out of 5 star rating for the perfect affordability of every 21st Century car insurance quote for the common people. The lucrative discounts are offered on different eligibility accounts; like having anti-lock brakes or other security features in the insured car, the clean past record of safe driving of the driver, the driver having undergone defensive driving course or young driver’s training. The homeowners and brilliant students are also offered special discounts on the premiums of their auto insurance policies. Hence, these discounts make the costs of the car insurance of this company easily affordable for almost everyone in the society.

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

The customers of this company seem to be highly satisfied about the easiness of the online application procedures, offered discount rates and the affordability of the premium rates of their auto insurance policies. As per the 21st Century car insurance reviews, people are also very pleased with the prompt customer services provided by this company executives and their fastness in closing the claim processes of their customers, who need emergency money due to meeting the accident related expenses.

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

As this company is owned by Farmers Insurance Group that is a subsidiary of Zurich Insurance Group, the reliability about the financially stable condition of the company is beyond doubt. The total asset of Zurich Insurance is reportedly $382 billion that is much more than many insurance companies of the USA, making the customers satisfied about the financial soundness of 21st Century car insurance company.

Contact Info

General Phone Number: 
Customer Service Phone: 

Corporate Headquarters 
21st Century Insurance
3 Beaver Valley Road
Wilmington, DE 19803