Car Insurance
AARP was basically established as a non-profit organization, to help financially poor people of the USA. Now AARP Car Insurance is started to make people more conscious about the financial security of their vehicles.
out of 599 user reviews

Insurance Coverage

Though the insurance policies of this company are available in most of the US states, it is better to check the availability in the state of the customer beforehand.

  • The most notable coverage feature is Bodily Injury Liability, by which the insured person is given a minimum amount of $15,000 for paying as compensation or medical expenses of the injuries sustained by a third party victim in the accident, caused by the insured car. The insurer may also pay $30,000 per accident, as a part of this useful coverage.
  • The repairing cost of the other car that is damaged in an accident is paid through Property Damage Liability and here minimum amount of $5000 is paid as this compensation.
  • When an accident occurs due to the negligence of an uninsured or underinsured diver, the victim can expect relief from financial burden of huge medical expenses, due to the minimum amount of $15,000 per injured person or $30,000 person paid by the insurance company, as part of Uninsured Motorist Bodily Injury coverage.
  • Uninsured Motorist Property Damage coverage is paid with minimum $3500 for compensating the damages of the car, if the responsible driver for the accident is uninsured or underinsured.


Coverage Options

  • Comprehensive coverage of AARP Car Insurance is provided to meet the repairing expenses of the car, when it is severely damaged by a road accident or theft or fire or any kind of calamity.
  • Medical Payments coverage offers all the medical expenses needed for the treatment of the injured passengers of the insured car, including the insured owner of the car. If unfortunately, any passenger dies in the accident, this coverage also offers the funeral expense for that person.
  • Recover Care coverage is a unique feature due to which the injured car owner is given maximum $2500 for reaching home safely and for arranging a helping hand at home, to cook and do other household chores, while the insured person is still bedridden due to accident-borne injuries.
  • First Accident Forgiveness is a feature offered by this company, where the insured person’s rate of premium does not shot up in case of the occurrence of his first accident.
  • New Car Replacement is the valuable coverage option, according to which the insured car is totally replaced with a new car, if it was less than 15 months of age or if it had travelled less than 15,000 miles since its inception from the automobile factory.



The premiums of the auto insurance policies of this company are quite affordable for the common people, as it was initially founded to help them in safeguarding their financial interests. The AARP Car Insurance quote can be further lowered by availing the handsome discounts offered by this auto insurance company. The customers can avail Bundle discount of 5% on the premium of their auto insurance or 3% of the premium in case of Multiple Car discount, for decreasing the values of their car insurance costs. The drivers, who are undergoing defensive driving course, are offered Defensive Driver discount up to 5% till 3 years time, for completing this course successfully. The cars containing anti-theft devices or any other security system are offered a certain amount of discount on the actually calculated premium of the car insurance policy.

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

According to the AARP Car Insurance reviews of their previous customers or the ratings of the credit rating agencies, this company is given ‘A+’ or ‘A’ ratings for the customer satisfaction of all the people who have purchased the car insurance policies of this company. The affordability of the premiums and handsome discount amounts has increased their satisfaction rates, apart from the pleasant customer services provided by the company executives and the convenient online facilities available on the website of this company.

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

As this car insurance company is a vital part of AARP, the renowned organization of the USA; this company is absolutely financially stable in the market, which is proved by the fast claim processing operations of their customers. Moreover, the ease with which all the financial matters are settled by this company proves the financial soundness of this organization in the US market.

Contact Info

General Phone Number: 
Customer Service Phone: 

601 E Street, NW
Washington DC 20049