Car Insurance
Nationwide Mutual Insurance Company is a renowned financial company of the USA. The Nationwide car insurance is mainly reputed for its wonderful customer service.
out of 599 user reviews

Insurance Coverage

Comprehensive car insurance coverage is also known as Full coverage, as it covers and compensates for any accidental damage to the car, as well as any loss of the car due to theft or fire. It comprises of most of the other useful coverage options as well.

  • This coverage option provides unlimited cover for the third-party injury, if any unknown person is injured in the accident other than the passengers of the insured car.
  • The company even provides temporary replacement of the insured car, if the car is damaged beyond repair. If the damaged car is less than 12 months old, the company may even offer new car replacement, under some special conditions.
  • These coverage facilities can be availed for 180 days, while travelling through any country of European Union.
  • According to this coverage, the insured person or his partner can be given up to $10,000 as Personal Accidents benefits and $200 are given for compensating the loss of personal belongings in the insured car during any accident. But unlimited amount of cover is provided to replace the damaged car equipments, whatever is lost in any road accident.
  • If any other person travelling in that insured car has suffered severe injuries, the insurance company provides up to $250 per person, for meeting his immediate medical expenses. The expense of up to $500 is provided by the company in case of any physical assault to the insured person.
  • The broken glasses of the car windows and the windshield are repaired for free by the insurance company.

Coverage Options

There are several options of coverage in the auto insurance policies provided by this company, from which the customers are free to choose according to their requirements.

  • Collision coverage provides compensation for the damages caused to the car, if it collides with another vehicle while running on the road.
  • Comprehensive car insurance or the Full coverage is the option that is taken by all the customers, for its immense benefits provided in case of any damage caused due to road accident, natural calamity, vandalism or collision with large animals.
  • Liability coverage generally covers compensation for both property damage and bodily injury of the insured person. But this coverage varies from state to state, according to the local laws.
  • Vanishing deductible is a reward program for the efficient drivers and this deductible amount is reduced for $100 every year, if there is no claim made or no report of accident throughout the year.
  • Medical Payments coverage deals with all the medical expenses of the people injured in an accident caused by the insured car, including both the passengers of the car and other third party people.
  • Personal injury protection (PIP) is meant to cover the medical expenses of the insured person and the wages he would lose due to the absence in work, while recovering from accidental injuries.
  • Uninsured or underinsured motorist coverage option is to protect from the drivers of the cars, who are not at all insured or underinsured, barring all chances of getting compensation from them, in case of accidents with those cars.


The car insurance policies of Nationwide Car Insurance Company are known for their low and affordable costs. The customers can get free Nationwide Car Insurance quote from this company’s website, just by providing the details of the car, details of the car owner and his car registration paper, driving details of the driver including the past driving history, any past record of accidents and auto insurance claims for last 5 years. The company provides special discounts to the scholar students and well trained drivers, with clean record of safe driving. The customers can also call up the customer care executives of this company and know about types of discounts that can be availed by each customer.

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

The customer service executives of this company are available on phone or online throughout the days and nights, in all 7 days of the week. Hence, the customers can expect help in case of any distress related to their cars. The customer satisfaction rate is found to be very high, regarding the easy and fast availability of help from the company, prompt claim processes mainly for providing medical expenses and replacement of cars. It is ranked among top 5 insurance companies according to the survey published in Forbes.

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

This company has superior rating of ‘A+’ from A.M. Best and its financial size is categorized to be XV, which means it is more than $2 billion, ensuring the absolute financial security of this company in the market.

Contact Info

General Phone Number: 
Customer Service Phone: 

Nationwide Headquarters 
One Nationwide Plaza 
Columbus, Ohio 43215-2220